If you're behind on your mortgage, every day matters. Once a foreclosure auction date is set, the timeline to act gets very short — and most traditional sale methods can't move fast enough. We can. We close in cash, on our own funds, often within 7 days of an accepted offer. That's enough time to stop most auctions and protect your credit from the long-term damage of a completed foreclosure.
Once a Notice of Default is filed, you typically have a window of 60 to 120 days before the auction date depending on the state. During that window, your options narrow with every passing week. Loan modifications often take longer than the foreclosure timeline. Short sales require lender approval that can take 60-90 days by itself. Listing with an agent puts the house on a 30-90 day market timeline, plus another 30-45 days for a buyer's loan to close. Cash sale to a direct buyer is one of the only paths that can reliably beat the auction clock.
The bottom line: these situations need a buyer who’s seen them all before, who can move fast, and who doesn’t flinch at complications. That’s us.
Three things that make the process work for sellers in your situation.
First, we move fast. Most foreclosure-stop calls we get can be under contract within 48 hours and closed within 7-14 days. That's enough time to stop most foreclosure auctions and pay off the lender before the sale is finalized.
Second, we handle the back-end mess. Past-due payments, accumulated late fees, second mortgages, tax liens, code violations — all of it gets resolved at closing through our title company. You don't have to negotiate any of it.
Third, we keep this confidential. Foreclosure is a public record once it hits the auction stage, but the sale to us is structured to be quick and direct. We work with you to keep things moving. You sell, you walk away, you start over.
Common Questions
No fees. No commissions. No repairs. Just a fair, no-obligation cash offer for your house in Washington DC, Maryland, Virginia, or beyond.